Accounting software compared
Before choosing a program, it pays to ask about the method. It determines the effort more than any feature list.
Four ways to keep your books
Simple bookkeeping (income-expense)
MILQSole proprietorships under CHF 500'000.– in revenue that keep their own books.
- Effort
- A few minutes a week
- Knowledge
- None
- Cost
- CHF 8 / month, every featureOther tools in this category: CHF 5–15 / month
Double-entry bookkeeping for SMEs
LLCs and corporations, businesses with employees, stock or several locations.
- Effort
- Considerably higher, often with an accountant’s help
- Knowledge
- Chart of accounts and journal entries
- Cost
- CHF 25–100 / month
Excel template
Very small side businesses with a handful of receipts a year.
- Effort
- Low, but everything by hand
- Knowledge
- Formulas and discipline
- Cost
- Free
Accountant
Anyone who wants to hand the books over entirely.
- Effort
- Collect and deliver receipts
- Knowledge
- None
- Cost
- CHF 1,000–3,000 / year
The difference
What sets MILQ apart from other income-expense tools
Most programs for simple bookkeeping stop at recording. MILQ goes the whole way to the year-end.
Billing, not just recording
Quotes, QR-bills, e-mail delivery, reminders, partial payments, credit notes and time tracking — in the same program as the journal.
VAT like the official form
Net tax rate or effective method, acquisition tax, figures in the layout of the official FTA form. Not “VAT-capable” — ready to file.
One price, no fine print
CHF 8 a month with every feature, unlimited users and companies — no modules, no tiers, no per-user surcharge.
What each type of program can do
We compare categories, not individual products — other vendors’ feature sets change constantly, and an outdated claim would serve no one.
| Feature | MILQ | Other income-expense tools | Double-entry software |
|---|---|---|---|
| AI receipt readingUpload a photo or PDF, AI proposes every field. | ● | ○ | ◐ |
| Income and expenses | ● | ● | ● |
| Swiss QR-billMost pure income-expense tools only record, they don’t invoice. | ● | ○ | ● |
| Quotes and credit notes | ● | ○ | ● |
| E-mail delivery and reminders | ● | ○ | ● |
| Time tracking | ● | ○ | ◐ |
| Foreign currencies | ● | ○ | ● |
| VAT like the official form | ● | ◐ | ● |
| Year-end in one click | ● | ● | ● |
| Multiple users and companiesIn MILQ without a per-user surcharge. | ● | ○ | ● |
| Usable without a chart of accountsThe decisive difference in everyday use. | ● | ● | ○ |
| Suitable for LLCs or corporationsLegal entities must use double-entry bookkeeping. | ○ | ○ | ● |
● available · ◐ partly · ○ usually not available
Facts and conditions
| Feature | MILQ | Other income-expense tools | Double-entry software |
|---|---|---|---|
| Price per month | CHF 8, everything included | CHF 5–15 | CHF 25–100, often by module |
| Users included | Unlimited | Usually one | Usually a surcharge per user |
| Several companies | In the same account, no surcharge | Rarely | One subscription per client |
| Languages | DE, FR, EN, ES | Usually German only | Usually DE, FR, EN |
| Trial | 30 days, no credit card | Varies | Usually 14–30 days |
| Data after cancelling | Export as PDF, CSV, receipt archive — any time | Varies | Export usually on request |
Is simple bookkeeping right for you?
Find out in 30 days — no credit card, no automatic renewal.
No credit card, no automatic renewal.