Starting out & self-employment
Sole proprietorship or LLC: which is right for you?
Sole proprietorship vs. GmbH in Switzerland — compare liability, taxes, social security, and setup costs to make the right choice for your business.
Bookkeeping for the self-employed in Switzerland
From QR‑bill to annual financial statement
The name comes from the Milchbüechli — the Swiss German term for a simple ledger: income minus expenses, done. MILQ guides you through the entire year — invoicing, VAT returns, year-end. No chart of accounts, no accountant, no accounting degree required.
- CHF 8 a month, everything included
- 30 days free, no credit card
- Swiss QR-bill, VAT form, year-end
All included
What MILQ does
No modules, no surcharges — every feature is part of the one price.
AI receipt reading
Upload a photo or PDF — MILQ reads amount, date and category and proposes the entry.
Income and expenses
Amount, date, category, receipt — done. No chart of accounts, no debit and credit.
Swiss QR-bill
Invoice with payment part and QR reference, partial payments included. Income is booked when the payment arrives.
Learn moreQuotes and credit notes
Write a quote, convert it to an invoice in one click. Reverse paid invoices with a credit note — VAT-correct.
Learn moreE-mail delivery and reminders
Send invoices straight from MILQ, in your customer’s language. Chase overdue ones — first gently, then formally.
Learn moreTime tracking
Log hours per customer and put selected entries on an invoice with one click.
Learn moreForeign currencies
Enter EUR, USD or GBP — MILQ applies the official FTA daily rate and books in francs.
VAT like the official form
Net tax rate or effective method — the figures appear in the same layout as the official form.
Year-end in one click
Income statement, journal and receipt archive as PDF and CSV — ready for the tax return or your accountant.
Multiple users and companies
Invite team members or your accountant, assign roles, run several companies from one login.
Learn moreFour languages
App and year-end in German, French, English or Spanish — invoice language is chosen per customer.
Invoices in your own design
Logo, font, accent colour, footer — with live preview, applied to invoices, quotes and credit notes.
Learn more
Your year
Four steps, one year
Record, bill, file, close — a sole proprietorship needs no more bookkeeping than that.
- 1
Record income and expenses
Upload the receipt, MILQ reads amount, date and category — you check and save. In EUR, USD or GBP too: the official FTA daily rate is already filled in.
- 2
Send quotes and invoices
Customers and hourly rates are ready to pick. One click turns the quote into an invoice that goes out by e-mail — with a Swiss QR payment part. If someone doesn’t pay, you send a reminder with a click.
- 3
File your VAT
MILQ extracts the tax from every entry and shows the figures in the same layout as the official FTA form — net tax rate or effective method.
- 4
Generate the year-end
One click for the income statement, one for the complete journal, one for the receipt archive. Ready for the tax return — or for the accountant you invite directly.
Why MILQ
Built for simple bookkeeping — not a stripped-down SME suite
No prior knowledge needed
If you can keep a spreadsheet, you can use MILQ. Income-expense accounting under Art. 957 of the Swiss Code of Obligations is deliberately not double-entry.
Built for Switzerland
QR-bill, net tax rate, FTA form, FTA daily exchange rates, cantonal tax categories, record-keeping compliant with Swiss law. Not an adapted foreign product.
Your data is yours
Servers in Switzerland. Fully exportable at any time as PDF, CSV and receipt archive — even after cancelling.
One price, every feature
CHF 8 a month. No tiers, no add-on modules, no surcharge per user or company.
One price
Everything in, nothing extra
No tiers by number of entries, no add-on modules, no per-user surcharge. What MILQ can do, you can do.
CHF 8a month
or CHF 84 a year — equals CHF 7.00 a month
Try 30 days freePrices incl. VAT · cancel monthly
New in MILQ
All updates →Settings reorganised
Settings are now grouped into “Company” and “Personal”. Everything that appears on the invoice — bank details and design — lives under “Invoices”; the add-on features (AI receipt reading, foreign currencies, time tracking) are switched on under “Features”, taking effect immediately. Company settings can now only be changed by owners; team members see them read-only.
Invoices in your own design
Beyond the logo, you now choose the typeface, accent colour, logo position and size, table style and a footer with e-mail, phone, website or VAT number. A sample invoice shows every change instantly. The design applies to invoices, quotes and credit notes — including existing ones, as every PDF is generated on request.
Time tracking with billing
If you work by the hour, track your time directly in MILQ: date, customer, service, duration, text — billable or not. Filter the list by open or billed and by customer; put selected entries on an invoice with one click, one line per entry with its date. Enable it under Settings › Features.
Knowledge
Understand bookkeeping, don’t just do it
24 articles on VAT, starting out and year-end — written for people who never studied accounting.
Special cases
Bookkeeping for associations: simple or double-entry?
Which accounting rules apply to Swiss associations? Revenue threshold, legal form, and practical implementation — with clarity on when simple bookkeeping is sufficient.
VAT
VAT-exempt vs. zero-rated: the difference
Exempt from VAT or excluded from VAT — two terms that sound similar but have very different consequences for your Swiss sole proprietorship. Learn what applies to your industry.
Try 30 days without committing to anything
With your own numbers. If MILQ isn’t for you, your access simply expires.
No credit card, no automatic renewal.